Mandatory Retirement Plan Enrollment Information
Enrollment in a retirement plan is mandatory for all regular employees and 12-month collegiate faculty. For information about the programs that are available to you, select your employment status below. (Please refer to your appointment letter for employee status information.)
Non-exempt employees must enroll in the . You will be required to complete this election within your first week of employment. Elections are made online in ÍÃ×ÓÏÈÉú.
Exempt employees may enroll in either the or the Optional Retirement Plan (ORP) offered through one of two providers: or . You will be required to complete this election within your first week of employment. Elections are made online in ÍÃ×ÓÏÈÉú.
Modified Employees Pension System
Optional Retirement Plan
12-month faculty may choose either the or the Optional Retirement Plan (ORP) offered through one of two providers: or . You will be required to complete this election within your first week of employment. Elections are made online in ÍÃ×ÓÏÈÉú.
Teacher Pension System
Optional Retirement Plan
Supplemental Retirement Annuity Information—All Employees
All ÍÃ×ÓÏÈÉúemployees are eligible to participate in Supplemental Retirement Accounts (SRAs) with one or more of the following SRA plans:
- 403(b) – Pre-tax, post-tax, and Roth options
- 457(b) – Pre-tax, post-tax, and Roth options
- 401(k) – Pre-tax, post-tax, and Roth options
Approved Vendors for SRA Participation
- (Stateside Employees Only)
2025 Contribution Limits
- For the 2025 calendar year, employees may contribute up to $23,500 annually to their SRA accounts. Additional contributions are permitted for individuals who meet the following age-based criteria:
- Employees aged 50 or older may contribute an additional $7,500
- Employees aged 60 through 63 may contribute an additional $11,250 (special catch-up provision)
Maximum Contribution Limits (under age 50)
- 403(b) or 401(k): $23,500
- 457(b): $23,500
- Total (if contributing to both plans): $47,000
Catch-Up Contribution Limits (for employees age 50 or older in 2025)
- 403(b) or 401(k): $31,000
- 457(b): $31,000
- Total: $62,000
Super Catch-Up Contribution Limits (for employees aged 60–63 in 2025)
- 403(b) or 401(k): $34,750
- 457(b): $34,750
- Total: $69,500
Questions?
Bring all questions regarding benefits and retirement enrollment with you on your first day.